Did you know Life Insurance should be 7 times your annual salary if you have children?
Aflac offers term life insurance and whole life insurance, as well as a combination of both to give you the coverage you need. With Aflac, you can apply for coverage up to $100,000 ($50,000 if you are over age 50). Also, the application process does not require a medical exam or blood test. Premiums can be automatically deducted from your paycheck, and coverage includes a Waiver of Premium Benefit and an Accelerated Death Benefit.
Don't put all your eggs in one basket. Have two policies mixing up beneficiaries and dollars amount of coverages. Beneficiaries need to be at least 21 years of age to collect life insurance benefits.